Why are Annual Eye Exams so Important?

Why do I need an annual eye exam?
October 26, 2018
James Ashford

It’s option period all over the US.  A time when a majority of companies are presenting the Benefits Packages to their employees for them to choose which options they want and don’t want.  After payroll, benefits are the second most expensive cost to hit the bottom line.  Today, many people choose where to work based on how good the benefits package is compared to other employers.  A great benefits package can not only help attract the best employees, but it can help you keep the best employees.  Hiring a new employee is very expensive after all.

So when you build a benefits package make sure you are working with a broker that isn’t just presenting you the cheapest plans with the lowest premiums.  In most cases that means your employees will pay much more out of pocket and that will not make them happy.  It’s much better to find plans that provide better value and lower costs at the time of service.  Just remember, premiums are pre-tax, the money you spend at the doctor’s office is not.

Next, make sure you are offering benefits that can help your employees when they need it but also can work to help prevent more expensive health issues.  This is why Annual Eye Exams are so important for everyone in your company.  Annual eye exams can detect over 18 different chronic diseases and illnesses before the body has any symptoms.  Prevention is the key to keeping employees healthier and keeping healthcare cost down year after year.

The problem is that most brokers sell traditional Vision Plans that include; 1. Eye Exam, 2. Frames/Contact Lenses and 3. Lenses. Why is this a problem, because almost have of any organization doesn’t wear glasses or contacts, so they don’t sign up for a vision plan, which means they don’t get an annual eye exam that can catch chronic diseases like diabetes, cancer, hypertension, etc.  In an independent study, it was shown that a company can save 27% of their overall healthcare costs simply by offering all employees an annual eye exam.

Think about it in these terms, if we will pay over $400 for a mammogram to catch breast cancer early and over $1000 for a colonoscopy to catch colon cancer early, then why wouldn’t a company spend less than $60 to catch 18 different diseases and illnesses early.  Mostly because it’s never been offered that way!  Big vision insurance companies care more about getting the lens business.  That’s right, most giant insurance companies own the labs that make the lenses, so sure they’ll offer lower premiums because they will make their money on the lenses and the frames at the doctor’s office because the doctor has no choice but to use their lab!

So ask your broker to find you a vision plan that allows you to offer an eye exam to all your employees then offer a materials only vision plan to everyone that wears glasses and contacts.  When they come back and tell you they can’t, tell them to call Vision Care Direct of Oklahoma, we can!

 

Not sure where to get started with recommending self-funded plans? Vision Care Direct of Oklahoma is pre-paid plan provider with and extensive of specialists who deliver eye care in Tulsa and nationwide with excellent value for employers and plan recipients.

Find out more about our self-funded plans and other flexible options.

GET LASIK DISCOUNT

Learn about benefits of LASIK for Vision Care Direct of Oklahoma members.

Let's Talk About You

Let us know if you have any questions or if you’d like to chat.

Popular blog posts

Top 5 KPIs to Track When Assessing Plan Performance and Satisfaction

Top 5 KPIs to Track When Assessing Plan Performance and Satisfaction

As a broker, you need to maintain a diverse product portfolio so you can help companies build packages adapted to their needs and budgets. Tracking these 5 key performance indicators when comparing plans will help you better identify the ones that are more likely to...

How to Get Discounts on Frames and Discontinued Lines

How to Get Discounts on Frames and Discontinued Lines

Eyewear and contact lenses are vital to the optometry field. Keeping this in mind, doctors should be aware of the purchase costs of these goods to boost their revenue. Frame reps make commissions on sales, so they’re incentivized to sell as much as possible, but are...

Designing a Modern Optometry Practice

Designing a Modern Optometry Practice

One question that optometrists should consider is, “When patients walk into your optometry office, how do you want them to feel?” Naturally, patients desire comfortable, welcoming, and modern environments, as these characteristics put them at ease. Therefore,...

November 2022: Native American Heritage Month

November 2022: Native American Heritage Month

Native American Heritage Month celebrates a rich culture and educates people about issues unique to the Native American community. It’s an opportunity to draw attention to health issues that disproportionately affect Native Americans. It’s a group that is at higher...

Top 3 Reasons to Work with Smaller Plan Providers

Top 3 Reasons to Work with Smaller Plan Providers

In the healthcare benefits industry, brokers are essential in helping small businesses find plans. Smaller companies might not have the resources or experience to do thorough research into the options available. Fortunately, there are brokers who understand that...

3 Signs It’s Time to Review and Upgrade Your Benefits Package

3 Signs It’s Time to Review and Upgrade Your Benefits Package

A routine inventory of your benefits package can tell you where you may be able to reduce spending and, equally importantly, can also ensure that it continues to meet the needs of employees. That’s why Vision Care Direct of Oklahoma recommends reviewing your benefits...

October 2022: Breast Cancer Awareness Month

October 2022: Breast Cancer Awareness Month

It’s Breast Cancer Awareness Month. You might be wondering about the link with vision health. The truth is that a simple eye exam can sometimes detect early signs of cancer. Breast cancer can result in metastasis. When cancer cells break away from the main tumor, they...

Understanding the Ins and Outs of the Vision Plans You Accept

Understanding the Ins and Outs of the Vision Plans You Accept

For eye doctors in Tulsa OK, as well as other states, a regular review of the plans you’re currently accepting, and their ins and outs, is something you should be doing. By understanding the vision plans you accept, you can better identify how you are paid and the...

Top Strategies for Helping Plan Providers Meet Their Goals

Top Strategies for Helping Plan Providers Meet Their Goals

When trying to reduce healthcare spending, employers who offer employee benefits in the state of Oklahoma, as well as anywhere else, should be aware of one fact: there are options available that don’t increase the costs to employees via high deductibles. As a broker,...

Rethinking How You Offer Value Part 3: Build Digital Connections

Rethinking How You Offer Value Part 3: Build Digital Connections

The pandemic has sped up the digital transformation. Many professionals are embracing the virtual world because they realize connections matter. We've been sharing tips about how to rethink the way you offer value as a broker who offers plans accepted by an...

eGuide: Top 10 Ways Vision Care Direct Makes a Broker’s Job Easier

eGuide: Top 10 Ways Vision Care Direct Makes a Broker’s Job Easier

Top 10 Ways eGuide - Vision Care Direct Makes a Broker’s Job EasierOur eGuide is chocked full of ways Vision Care Direct can simplify working with a vision plan.  When you quote a vision plan certainly you are looking at the price and size of the network, and so is...

Search blog posts