Table of Contents
Key Takeaways
- Don’t leave money on the table—know what your optical plan covers and make the most of it.
- Most optical benefits reset yearly, so schedule an eye exam or get new specs.
- Regular eye exams can catch problems early—before they become bigger (and more expensive) to treat.
- Eye care doesn’t have to cost a fortune. From budget-friendly frames to smart timing, there are always ways to save.
Looking after your vision is important, but let’s be honest, it can get expensive. The costs can add up quickly between eye exams, glasses, contacts, and all the extras. The good news is that there are ways to look after your eyes without burning your budget.
This guide shows you practical, everyday ways to save on eye care.
Know What Your Vision Plan Offers
You’d be surprised how many people pay out of pocket for things already funded in their vision plan. If you have a plan, start by reviewing what it pays for.
Most include an annual eye exam, a set amount for frames or lenses, and deals on extras like anti-glare coatings or transition lenses. Some even offer negotiated savings on LASIK or contact lenses.
You might have optical benefits you’re not even using. Not sure? Call your provider or scroll through their app or website for five minutes. It could save you a few dollars.
Stick With In-Network Plan Carriers
Out-of-network could mean out-of-pocket. If your eye doctor isn’t part of your plan’s network, you’ll likely pay full price, and your plan might not cover much (or anything). To save, stick with in-network options. Most plans have easy tools to help you find nearby options. You still get top-notch care, just without the unexpected bills.
Don’t Skip Your Eye Exam—Even If You Think Your Eyes Are Fine
Think of it as an oil change for your eyes.
Putting off your yearly check-up is tempting, especially if your vision seems okay. But a lot can change in a year; some eye conditions don’t show symptoms until they’re advanced. Catching issues early means fewer complications and lower long-term costs. Most vision plans cover one full exam per year, so there’s no reason to skip it.
Use Your Eyewear Benefits Before They Expire
Many plans have an annual allowance for glasses or contacts, but if you don’t use it, it’s gone. If your prescription hasn’t changed much, consider getting a backup pair of glasses or trying prescription sunglasses. Even scratch-resistant lenses or blue light filters might be offered. Don’t wait until the end of the year, when appointments get booked and benefits expire.
Cheap snacks, good vision
You don’t have to spend big to snack smart. Some budget-friendly foods are packed with nutrients that support eye health.
Here are a few eye-friendly snacks that won’t break the bank:
- Carrots are full of beta-carotene, a vitamin A powerhouse.
- Boiled eggs are loaded with lutein and zeaxanthin and are great for preventing age-related vision problems.
- Sunflower seeds are rich in vitamin E, which helps protect your eyes from damage.
- Spinach or kale chips – baked, not fried, for a healthy hit of eye-loving nutrients. (Leafy greens and omega-3s).
Eating well helps your eyes stay healthy—and your wallet stays happy.
Eyewear features worth the spend
When it comes to glasses, some extras are totally worth the upgrade.
Smart add-ons to consider:
- Anti-scratch coating – protects your lenses and saves you from replacing them too soon.
- Blue light filters are helpful if you’re always on screens (hi, Netflix + work-from-home life).
- Anti-reflective coating – makes night driving and screen time easier on the eyes.
What you don’t need to splurge on:
- Name-brand frames often cost more without offering better quality.
- Trendy designs that don’t suit your lifestyle – choose comfort and durability over hype.
- Spend where it counts—and skip the frills that don’t protect your eyes or your budget.
Shop Smart for Glasses and Contacts
The above being said, there’s no rule that says you have to buy glasses from the same place you get your exam. Sometimes, filling your prescription online or at a retail store is cheaper – make sure you compare apples to apples regarding lens quality and coatings.
Keep an eye out for sales. Most practices run similar deals at the same time of the year. Look for deals at the start of the school year, during the holidays, or even around Valentine’s Day (yes, really—so you can see your loved ones with fresh eyes).
If you wear contacts, consider buying in bulk—you’ll usually get a better deal.
Ask About Payment Plans If You’re Getting Something Pricey
If you’re getting a more expensive pair of glasses, trying out specialty lenses, or considering a procedure like LASIK, don’t hesitate to ask your plan carrier if they offer payment plans.
Many optical centers and clinics can split costs into monthly payments with little to no interest.
It’s one of those things people don’t often think to ask, but it can make big expenses feel way more manageable.
Don’t Overlook Over-the-Counter Options
If your vision needs are pretty basic—say, you need help reading fine print—drugstore readers might do the trick. They’re cheap, easy to find, and come in various strengths.
Of course, they’re not a substitute for a full exam (you still need to make sure there’s nothing serious going on with your eyes). But for minor issues, they can help you avoid more expensive fixes.
Protect Your Eyes to Avoid Extra Costs Later
A little prevention goes a long way. Simple habits like wearing sunglasses outdoors, taking screen breaks, and not sleeping in your contacts can help protect your vision and save you from costly problems down the line. A hat with a brim adds extra shade and protection when you’re outdoors.
You don’t need a fancy routine. Treat your eyes like you’d treat any other part of your body you care about. These small investments help you avoid big problems—and big bills—later on.
One Last Thing – Affordable Eyecare is Possible
Vision Care Direct offers affordable, flexible vision plans that are easy to understand and even easier to use. Whether you’re buying for yourself or your family, we make it simpler to protect your vision and your wallet.
Ready to see what you’ve been missing?
Contact us to learn more about our plans and how we can help you save.
FAQs
1. What does a vision plan typically offer?
Most plans include an annual eye exam, allowances for glasses or contacts, and negotiated savings on extras like coatings or LASIK procedures.
2. Can I use vision benefits at any eye doctor?
To save money, stick with the in-network doctor. Out-of-network visits cost more and may not be fully funded.
3. What happens if I don’t use my eyewear allowance?
Most plans reset annually, and unused benefits don’t roll over. It’s smart to use your allowance before it expires.
4. Are over-the-counter reading glasses okay to use?
Drugstore readers can help with minor vision needs, but they don’t replace regular eye exams or prescriptions for more complex issues.
5. How can I save on eye care, like glasses or contacts?
Shop around—buy online, look for sales, and buy contacts in bulk for better pricing.
